BUSINESS NEWS - Here are some tips to enjoy January without overspending, ensuring you can navigate the dreaded month with ease.
7 tips to survive January from the National Debt Advisors:
- Budget: Review your bank balance post-December and allocate reasonable amounts for essential expenses.
- Draw up a shopping list: Plan what you need and stick to your list to avoid impulse buys.
- Price compare: Shop around for the best prices and resist buying at the first stop; use brochures or online catalogues if needed.
- Plan meals around sale items: Use sale items creatively to save money and discover new meal ideas.
- Dry January: Skip alcohol, which saves on nights out and can curb food expenses by helping you feel fuller.
- Avoid using credit cards: Resist the temptation to rely on credit cards to manage January’s expenses.
- Take public transport or carpool: Cut transport costs by considering public transport or sharing rides with colleagues.
Read original story on www.citizen.co.za
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